Your property is a valuable asset and one that you sought to protect when you purchased property insurance. If your property has become damaged due to a natural disaster, a crime or any other catastrophic event, the next logical step would be to file a claim with your property insurance carrier.
Examples of property damage includes but is not limited to:
- Damage from termites
- Toxic mold
- Mildew
- Theft
- Damage from hurricanes or floods
- Damage from fire or lightening
- Vandalism
- Wind or tornado damage
- Smoke damage
- Falling objects
However, filing a property claim is not always as straightforward as it seems. Even if your property claim is valid, you can rest assured that your insurance claim will do everything to discredit your claim to avoid payout. It is not in their financial interest to approve your claim, so they will thoroughly investigate your case to determine if they can deny your claim based on:
- Non-disclosure
- Failure to follow requirements of the policy
- Cancellation of policy
- Fraudulent claims
- Type of damage not covered by policy
If your property has suffered damage and you need to file a claim with your insurance company, your best bet is to contact a qualified insurance attorney who can assist you in the filing process. At Grogan & Souto, P.C., we have represented a number of clients with property claims successfully and our goal is to ensure you receive the full and fair compensation due to you as a result of the damage to your property.
Contact us now for a consultation. (845) 294-6155.